http://homeguide123.com/article_directory/Housing_Market_Watch.html <p>Original articles, reports, and analysis about the current state of the US housing market.</p> Wed, 12 Aug 2009 10:20:01 PDT en-us http://homeguide123.com/articles/An_Open_Letter_to_Mortgage_Borrowers_Waiting_for_a_Bailout.html http://homeguide123.com/articles/An_Open_Letter_to_Mortgage_Borrowers_Waiting_for_a_Bailout.html This is an open letter addressed to all of the struggling mortgage borrowers (and their lenders) sitting on their haunches waiting for the government to come to their rescue. Thu, 26 Jun 2008 02:49:07 PDT http://homeguide123.com/articles/Mortgage_Bailout_Bill_Moves_Forward_Despite_White_House_Veto_Threat.html http://homeguide123.com/articles/Mortgage_Bailout_Bill_Moves_Forward_Despite_White_House_Veto_Threat.html U.S. Senate lawmakers have decided to press on with their unethical and irresponsible mortgage bailout bill despite a veto threat from the White House. Fri, 20 Jun 2008 12:43:11 PDT http://homeguide123.com/articles/Where_the_Presidential_Candidates_Stand_on_a_Mortgage_Bailout.html http://homeguide123.com/articles/Where_the_Presidential_Candidates_Stand_on_a_Mortgage_Bailout.html The housing crisis is a big issue for many voters. Not surprisingly, John McCain and Barack Obama offer vastly different plans to solve it. Let's see where they stand. Fri, 13 Jun 2008 10:22:00 PDT http://homeguide123.com/articles/Fed_Report_Shows_Americans_Have_Less_Home_Equity_Than_Ever_Before.html http://homeguide123.com/articles/Fed_Report_Shows_Americans_Have_Less_Home_Equity_Than_Ever_Before.html Falling prices are eroding the value of U.S. homes. According to a new Fed report, the equity that Americans have in their homes has dropped to the lowest level on record. Thu, 5 Jun 2008 04:25:13 PDT http://homeguide123.com/articles/Survey_Says_Most_Renters_Wont_Buy_a_Home.html http://homeguide123.com/articles/Survey_Says_Most_Renters_Wont_Buy_a_Home.html A survey commissioned by a national federation of state and local apartment associations shows that most renters will not be jumping into the U.S. housing market anytime soon. Has renting become the smart decision? Fri, 30 May 2008 12:21:12 PDT http://homeguide123.com/articles/What_the_American_People_Think_About_a_Mortgage_Bailout.html http://homeguide123.com/articles/What_the_American_People_Think_About_a_Mortgage_Bailout.html Some politicians are in favor of providing assistance to the millions of homeowners who are facing default as a result of poor decision-making and falling home prices. Others are dead set against it. Let's see where the American people stand. Thu, 22 May 2008 04:46:52 PDT http://homeguide123.com/articles/What_Will_Happen_to_Your_Money_When_Your_Bank_Fails.html http://homeguide123.com/articles/What_Will_Happen_to_Your_Money_When_Your_Bank_Fails.html Small banks and big ones alike are on the verge of bankruptcy, due to all of the bad loans that have been approved over the past few years. Although people tend to assume that their money will be safe even if their banks fail, history has shown that this isn't always the case. Find out if your hard-earned cash is at risk. Mon, 12 May 2008 01:52:12 PDT http://homeguide123.com/articles/A_Comparison_of_US_Home_Prices.html http://homeguide123.com/articles/A_Comparison_of_US_Home_Prices.html When it comes to home prices, location matters. Consider this: a $210,000 home in Atlanta, GA would be worth $1.4 million in Beverly Hills. The same home would be worth $509,000 in Washington D.C. and $207,000 in Phoenix. Find out how much homes might be worth in different cities in this home price comparison. Wed, 30 Apr 2008 02:01:41 PDT http://homeguide123.com/articles/Three_Reasons_Why_a_Mortgage_Bailout_Is_a_Terrible_Idea.html http://homeguide123.com/articles/Three_Reasons_Why_a_Mortgage_Bailout_Is_a_Terrible_Idea.html An open letter to all of the lawmakers and taxpayers who think a mortgage bailout is what we need to solve the housing crisis. Fri, 25 Apr 2008 03:16:32 PDT http://homeguide123.com/articles/Most_Expensive_Cities_and_States_to_Rent_a_Two-Bedroom_Apartment.html http://homeguide123.com/articles/Most_Expensive_Cities_and_States_to_Rent_a_Two-Bedroom_Apartment.html A national survey found that Stamford, Connecticut has most expensive rents among other U.S. cities. Residents need a household wage of $31.58 to afford fair market rent on a two-bedroom rental unit. Find out which other metro areas and states have high housing costs. Sun, 13 Apr 2008 05:35:44 PDT http://homeguide123.com/articles/Lenders_Giving_Mortgage_Borrowers_Cash_for_Keys.html http://homeguide123.com/articles/Lenders_Giving_Mortgage_Borrowers_Cash_for_Keys.html To get borrowers to leave a house--and leave it in good condition--mortgage lenders around the nation have begun offering cash for keys. Some lenders are paying out upwards of $3,000. Wed, 9 Apr 2008 06:14:28 PDT http://homeguide123.com/articles/New_Foreclosure_Prevention_Legislation_Designed_to_Bail_Out_Big_Business.html http://homeguide123.com/articles/New_Foreclosure_Prevention_Legislation_Designed_to_Bail_Out_Big_Business.html Republicans and Democrats are working on a new measure inappropriately named ''The Foreclosure Prevention Act of 2008''. This legislation is being billed as help for homeowners, but homebuilders and the mortgage industry are the true beneficiaries. Thu, 3 Apr 2008 05:31:42 PDT http://homeguide123.com/articles/The_Housing_Market_Is_Not_Making_a_Comeback.html http://homeguide123.com/articles/The_Housing_Market_Is_Not_Making_a_Comeback.html The National Association of Realtors is still working overtime to convince the American consumer that the housing market is starting to turn around. What's worse is that some media outlets are buying this story and passing it on to people who are looking for real news. Thu, 27 Mar 2008 03:35:23 PDT http://homeguide123.com/articles/Worlds_Most_Expensive_Cities_to_Live_In_and_Visit.html http://homeguide123.com/articles/Worlds_Most_Expensive_Cities_to_Live_In_and_Visit.html Which cities are the most expensive ones to live in and to visit? Which are the cheapest? The answers might surprise you. Fri, 21 Mar 2008 09:09:29 PDT http://homeguide123.com/articles/Democrats_Want_20_Billion_to_Bailout_Mortgage_Borrowers.html http://homeguide123.com/articles/Democrats_Want_20_Billion_to_Bailout_Mortgage_Borrowers.html Democrats unveiled a new plan last week that will allow the FHA to buy $300 billion in delinquent, underwater mortgages. The initial cost to taxpayers is estimated to be $20 billion. Sat, 15 Mar 2008 07:38:50 PDT http://homeguide123.com/articles/The_Latest_in_Mortgage_Bailouts.html http://homeguide123.com/articles/The_Latest_in_Mortgage_Bailouts.html The worst housing slump since the Great Depression is prompting all manner of new bailout plans. Fed Chairman Ben Bernanke encourages banks to forgive portions of mortgage debt, the Democrats propose using billions in federal dollars on buying up bad loans, and the Bush Administration is prepared to dump bank losses on the taxpayers' shoulders. Fri, 7 Mar 2008 09:17:37 PST